Did you? When we are married we should be able to be responsible to meet the needs of family life and also required to be able to manage money and protect the people - our loved ones financially (financial protection).
Then, the financial protection referred to here is the creation of a flow of funds as the main source of income earner can no longer provide for his family (incapacitated), One way in which to support the family financially is to purchase a life insurance policy.
Thus, the life insurance policy has the head of the family or primary source of income earner can provide financial protection for family members in case of things that are unexpected. Insurance will provide financial support for the family members left behind to be able to continue her life until they are independent.
Conclusion: Insurance as a means of family financial protection while still struggling to achieve financial security importance. Greater protection benefits will be obtained if started as early as possible. The younger the age of the insured under the insurance policy, the lower the risk of the coverage, it is this which makes the premium rate to be paid to be smaller when compared to the start of insurance 10 years later.